Built for Kerala communities

Your Payatt book,
clear for everyone

Panapayatt brings neighbourhood Payatts into one beautiful app — track members, collections, circle balances, and payment approvals without messy notebooks.

പണപ്പയറ്റ് — സമൂഹ പയറ്റ്, എളുപ്പത്തിൽ

Clear ledger
2 Languages
100% Community-first
Features

Everything your group needs

Warm, trustworthy tools designed for real Payatt hosts and members — not corporate banking.

📗

Payatt books

Create hosted Payatts, invite members with links or codes, and keep every contribution visible in one shared ledger.

Host dashboard Member list Join via link Delete hosted Payatt
⚖️

Circle balances

Track who owes whom in your trusted member circle — opening balances, settlements, and approvals.

You → Rajan
Meera → You
Settled

Payment approvals

Record payments with amounts hosts confirm — clear pending tasks so nothing stays ambiguous.

💌

Invites & join links

Share network and Payatt join links — beautiful invitation cards for WhatsApp and QR.

🌐

Malayalam + English

Use the app in the language your community prefers — built for Kerala, open to everyone.

🔒

Privacy by group

Your data is shared only with Payatt books and circles you join — we don't sell personal information. Sign in with Google or mobile OTP; every member gets a unique Payatt ID like PYT-2048.

Google sign-in Mobile OTP Unique Payatt ID Group-only data
Experience

See it in action

Tap through real workflows — from sign-in to settled balances.

Sign in securely

Use Google or your mobile OTP. Every member gets a unique Payatt ID — your digital identity in the community.

Aswathi Nair
PYT-2048 · Verified
Active
Google account linked
+91 •••• •••• 42

Start or join a Payatt

Hosts create books with amounts and schedules; members join via invite link, code, or profile. Everyone sees the same numbers.

Onam Payatt 2026
Hosted · ₹4,000 / member
12 joined
Neighbourhood Chit
Member · Round 3 of 12
₹4k due

Stay aligned with approvals

When a member records a payment, the host approves or rejects. Pending tasks show on home — no more "I thought you got it."

Rajan paid ₹500
Onam Payatt · 2 min ago
Pending
Meera paid ₹4,000
Approved by you
Approved

Invites that feel personal

Four Kerala-style invitation templates, image share to WhatsApp, and local UPI QR on the card — your Payatt, your style.

🪔
Network invite
panapayatt.in/invite?code=PYT-2
📲
Payatt join link
panapayatt.in/join?code=PYT-…
How it works

Up and running in minutes

Sign in, gather your people, and let Panapayatt handle the numbers.

1

Sign in securely

Use Google or your mobile OTP. Every member gets a unique Payatt ID.

2

Start or join a Payatt

Hosts create books; members join via invite link, code, or profile.

3

Stay aligned

Record payments, approve tasks, and export summaries — one shared truth.

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Community-first design
0
Languages supported
Clear ledger, not a bank
0
Your data, your groups
Community

Trusted by real groups

Neighbourhood Payatts deserve tools that feel as warm as the people in them.

"Finally we stopped arguing about who paid what. The approval flow alone saved our Onam Payatt."

AN
Aswathi N.
Payatt host · Kochi

"Malayalam in the app matters. My mother joined with OTP — no confusion, no notebook."

RK
Rajan K.
Member · Thrissur

"The invite cards with UPI QR are gorgeous. One tap to WhatsApp — everyone joined the same day."

MV
Meera V.
Host · Palakkad

Take Panapayatt with you

Available on Android and iOS — download free and start your community Payatt today.